This is a copy and paste / re-post from the thread I started 'All my gear GONE'

Through my recent dealings with my insurer I thought that it's an important issue that some here will want to take into consideration.

It seems that if I had earned any income from the use of my stolen camera gear then it would have had to be insured under a commercial policy and not under my household contents policy. The extent to which 'earning an income' is determined might be something that those amatuer / semi-professionals of you that do the odd wedding or paid gig may wish to clarify with your insurer to find out just where you stand.